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Fulfill your Dream, With Wiseloan
Here are a list of reasons to choose us
- Partnered with 56+ Banks & NBFCs
- Lowest Interest rates for Business loans up to 5 cr
- Instant support via chat or call
- Fast reliable and guaranteed loan offers
Apply Now for Instant Personal Loan
Get Immediate Loan Offer or a call back from our team
Smart Loan Solutions for Every Need
Personal Loan
- Upto ₹5 Lakhs
- No Collateral Required
- Quick Approval within 24 hours
Our Simple 3 Step Process
Here are a list of reasons to choose us
- Fill the basic form
- Receive a call from our executive within 3 hours
- Get Loan Offer for Immediate Approval. Once approved, money hits in bank account within 24 hours
Need Help Deciding?
Our Experts Are Just a Click Away!
Need Help Deciding?
Our Experts Are Just a Click Away!
Frequently asked
Questions
Who can apply for a Wise Personal Loan
Indian residents aged between 21 and 60 with a steady source of income salaried or self-employed can apply. A good credit score improves your chances of approval.
How much Amount Loan Can I get?
The loan amount depends on your income, credit profile, and existing liabilities. Typically, it ranges from ₹50,000 to ₹25 lakhs.
What is the repayment tenure?
Tenure usually ranges from 12 to 60 months. You can choose a term that suits your monthly budget.
Do I need to provide any collateral?
No. Personal loans are unsecured and do not require any collateral or guarantor.
How long does the approval process take?
With minimal documentation, loan approval can happen within a few hours, and disbursal may take 24–48 hours depending on verification.
What documents are required?
- Aadhaar card or other address proof
- Salary slips or bank statements (last 3–6 months)
- Employment proof or business documents (for self-employed)
What is the interest rate?
Interest rates vary based on your creditworthiness and lender policies. Typically, they range from 10% to 24% per annum.
Hear from Our Clients
I applied for a personal loan for medical expenses, and WiseLoans made the process completely hassle-free. Funds were in my account within 24 hours. Excellent service!
Got a business loan to expand my retail store. The team explained everything clearly and helped me choose the right plan. Interest rate was competitive too.
I was skeptical at first, but WiseLoans really delivered. Transparent process, no hidden charges, and helpful customer support. Highly recommend!
Took a home loan through WiseLoans. The documentation process was smooth and their support team helped every step of the way.
Best experience ever with a loan company. Got a great deal for my personal loan with flexible EMI options. Thank you WiseLoans!